Every business needs loan at some time or other. More so for wholesale
trade where buyers traditionally expect sellers to extend credit. The seller gives such credit from his/her book and runs into risk of losing capital
apart from cost of collection.
Getting loans from banks for SMEs is an uphill task - no wonder 92% SMEs never receive any bank or institutional
loan in India.
BazarA2Z frees up sellers from giving credit by arranging loans through its partner. What's more, both
buyer and seller are eligible for loans.
Our partner offers hassle free loans to Micro, Small and Medium Enterprises (MSME) through an algorithm-based
100% online process. Any merchant who has a record of selling at BazarA2Z or any buyer having consistent record of buying from BazarA2Z is eligible for loan.
The loans are unsecured in nature (i.e. collateral-free), sanctioned in online environment
within 4 hours. Once sanctioned, loans are disbursed in 72 hours by our partner.
Consider the advantages
Application process 100% online - takes just 15 minutes
Require minimum documentation (Bank statement and VAT return)
Credit evaluation done in 4 hours
Loan amount - from Rs. 50,000 to 1 Crore.
Short term loan - max period 1 year
Loans disbursed in 72 hours
To avail loans - you must have consistent record of buying or selling at BazarA2Z. Your
track record at BazarA2Z is an important imput for loan evaluation.
This is another giant step by BazarA2Z towards empowerment of Micro Small and Medium Enterprises (MSME).